USDA Mortgage Loans
USDA loan might be a great option when financing your home purchase.
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A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with no money down. This makes owning a home more affordable if you live in a qualified area. Keep in minds as a Wholesale Brokerage we offer the best USDA Mortgage Loans options.
The key benefits of USDA rural development Mortgage Loans.
- USDA Mortgages offer up to 100% financing for qualified buyers who purchase in an eligible area (More Rural).
- No Closing costs on USDA loans. These can either be paid by the seller or financed too. Making the mortgage loan more affordable. No upfront fees.
- To be eligible for most USDA loans, household income must meet certain underwriting guidelines. USDA loans are about affordability.
- The home you want to purchase must be eligible and located in a rural area defined by USDA. Please inquire if your new home qualifies.
- Lower credit scores are acceptable for underwriting.
- No Down Payment Requirements. Most loans require a minimum down payment between 3.5 percent to 20 percent.
- Flexible Borrower Qualifications.
- Less Money Spent on Private Mortgage Insurance (PMI)
- Many Properties Can Qualify.
- Lower Closing Costs.
Motto Mortgage Competitive is here for you to select multiple lender choices that suits you best.
Keep in mind the power of a Wholesale Mortgage Broker!
- We Act As Your Mortgage Loan Shopper
- We Are Not Limited By A Banker Or lender's set loan menu
- We shop around for the best product choices for your situation
- We Provide Wholesale Pricing
