VA Mortgage Loans

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VA Loans guaranteed by the Department of Veteran Affairs. These VA Mortgage Loans offer military veterans' exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership. North Carolina, South Carolina and Florida states.

Some key advantages of  VA home mortgages:

• No private mortgage insurance is required, this alone saves hundreds of dollars a month over any conventional mortgage home loan. Huge Savings!
• VA lending mortgage rates are often more competitive than a regular conventional mortgage loan.
•  VA home mortgage loans are known to be a much more lenient mortgage type of lending policy. These mortgages provide the ability for a Military Veteran to apply for a VA mortgage home loan when they may not meet all the underwriting lending requirements for a traditional mortgage loan. Huge win!
• Higher allowable DTI (Debt o Income) Lenders allow more debt to income than a conventional mortgage loan.

• Credit flexibility the Military Veteran does not need to have great credit to qualify rather than a conventional mortgage home loan.
• VA loans are assumable- Where is enormous when the military veteran looking to sell.  The military veteran may sell their home to someone who agrees to assume their VA mortgage loan if the loan holder or VA approves the creditworthiness of the purchaser(s).

When you use a Wholesale Mortgage Broker,  there's more options from multiple lenders. Which means more for you. The lenders compete for you business.  

Wholesale brokerages only work for you! Our purpose is only to serve you with nothing but success with the appropriate lender and mortgage product.